The Mid-Year Insurance Reset: How to Realign Your Coverage Before Q3
Ever feel like your insurance plan just… exists?
Like it’s something you signed once and haven’t looked at since?
You’re not alone.
Many people coast into Q3 with plans that no longer reflect their lifestyle, goals, or financial reality. But what if this halfway point was the perfect moment to realign—not just renew—your coverage?
What’s Changed?
Before diving into paperwork or policies, pause. Ask yourself:
Have there been any life changes since January? (Marriage, birth, new job, health shift?)
Are your financial priorities the same as they were six months ago?
Would your current coverage still protect your family or business if something happened tomorrow?
If you're uncertain—or even just slightly unsure—it’s time for a reset.
Clarify the Outcome You Want
Instead of focusing on worst-case scenarios, center the conversation on what matters most:
Do you want peace of mind that your kids are covered?
Are you looking to reduce monthly premiums without sacrificing protection?
Is there a benefit your employer offers that you’re not taking advantage of?
This isn't about pushing a product. It's about helping you align your insurance strategy with your life strategy.
Realign What You Have with What You Need
When’s the last time you reviewed the types of coverage you carry? Consider:
Health – Has your usage changed? Would a lower-deductible plan offer peace of mind, or is a higher-deductible strategy more cost-effective now?
Life – Has your household grown or your financial responsibilities shifted?
Disability or accident coverage – Are you relying on income that would stop if you were out of work for a month?
Think of insurance like a financial blueprint: it should evolve with your life—not get left behind.
Eliminate the Guesswork with a Personalized Review
Here's the reality: most people don’t know what they’re paying for—or what they’re missing out on.
Instead of traditional sales tactics, NEPQ-style conversations prioritize clarity:
“Can you walk me through what protection means to you now, versus when you first got this policy?”
“If we could reduce your tax burden and increase your benefits, would that be worth a 20-minute conversation?”
You deserve real answers—not canned quotes.
The SIMRP Solution: Real Benefits, Real Strategy
If you’re a business owner or decision-maker, here’s where it gets even more powerful.
The Self-Insured Medical Reimbursement Plan (SIMRP) helps you:
✅ Reduce your taxable income
✅ Reimburse employees for preventive care—tax-free
✅ Offer meaningful benefits that improve retention
All without increasing your payroll expenses.
It’s not just a plan—it’s a strategy. One that aligns with what NEPQ encourages: start with your goals, not a generic pitch.
Ready to Reset with Purpose?
If your current insurance setup doesn’t reflect your real life—or real goals—now’s the time to change that.
✅ Lower your tax liability
✅ Improve your employee benefits
✅ Get answers in plain English\
Book a free 30-minute strategy session today.
No pressure, no jargon—just smart planning that puts you back in control.
👉 Schedule Your Mid-Year Review Now
