Smarter Payroll. Stronger Benefits.

Rethinking How Employer Benefits Work..

SIMRP

Self-Insured Medical Reimbursement Plan

A tax-advantaged employer benefit strategy designed to increase employee take-home pay and reduce payroll taxes, without increasing employee out-of-pocket costs.

SIMRP is an employer benefits strategy that helps businesses reduce taxable payroll while increasing employee take-home pay and providing enhanced preventive and wellness benefits at no additional cost to employees.

Unlike traditional group health plans, SIMRP uses existing IRS tax rules to structure a compliant benefit that can boost employee net pay and improve retention—with clear, predictable results.

Our team handles design, payroll modeling, employee education, and ongoing support so employers and employees both win.

Explore SIMRP

Frequently Asked Questions

  • Yes — it can reduce taxable payroll when structured correctly.

  • No — employees typically see an increase in net pay due to tax savings.

  • Yes — we design and implement SIMRP to align with IRS benefit provisions.

Our other services.

  • Employer Benefits

    Strategic employee benefit solutions designed to reduce costs and support retention

    We help employers design and implement customized employee benefit strategies that align with their workforce, budget, and long-term goals. Rather than pushing one-size-fits-all plans, we evaluate multiple benefit structures to identify solutions that reduce unnecessary costs, improve employee satisfaction, and strengthen retention.

  • Affiliate Partners

    Our affiliate partners are capable of assisting you with a wide range of insurances like General Liability, Workers Compensation, Employee Retention Credits, Payroll, and more!

    Workers Comp, P&C, Commercial Auto, GL Insurance

    Employer Retention Credits

    Payroll

  • On-site Enrollments

    At travel costs + $500 per day, we will do an onsite benefits education and enrollment for you and your business!