Cut Payroll Taxes While Boosting Employee Benefits
A tax-smart strategy that improves your bottom line and employee retention
🚨 The Problem Business Owners Face
- Rising payroll taxes eating into profit margins
- Employees wanting better benefits without pay cuts
- Hard to compete for talent against larger companies
- Benefits costs climbing faster than revenue
- Every dollar in benefits feels like it costs two
✅ The SIMRP Solution
- Reduce FICA taxes by up to $600 per employee annually
- Reallocate tax savings into better employee benefits
- Provide valuable supplemental health benefits at no net cost to you
- Improve employee take-home pay and benefits at the same time
- 100% IRS compliant under Section 105 and Section 125
- Simple administration with full support from our team
Real Savings, Real Results
"When we stacked 2024 up against 2025, apples to apples, the numbers surprised me. We put just under $93,000 in new benefits on the table for our 8-person team in 2025, and after everything shook out we were about $3,600 ahead. The tax break covered the whole thing and then some, just for offering a medical benefit. It ended up saving us more than it cost and made our benefits look a lot better, with no money we had to put in up front."
How It Works
Tax-Efficient Structure
We set up an IRS-compliant SIMRP that reduces taxable payroll while funding employee benefits.
Employee Benefits Assigned
Employees receive supplemental insurance (Accident, Cancer, Critical Illness) plus wellness programs.
Immediate Tax Savings
Your business captures payroll tax savings on every eligible paycheck.
Stronger Retention
Your team gets better benefits without a pay cut, which helps you keep good people longer.
🏆 Built For Service-Based Employers
- HVAC companies
- Plumbing contractors
- Electrical contractors
- Roofing companies
- Home service businesses
- Trades businesses
- Construction companies
- Any employer with 5+ employees
What Your Employees Receive
Through our partnership with Washington National and Attentive, your employees get:
💥 Accident Insurance
Cash benefits for hospital stays, ER visits, fractures, surgeries, and more.
🎗️ Cancer Insurance
Lump-sum benefits, treatment coverage, and financial support during diagnosis and recovery.
❤️ Critical Illness Insurance
Cash payments for heart attack, stroke, organ transplant, and other major health events.
🌟 Wellness Benefits
24/7 telemedicine, mental health counseling, fitness programs, health tracking, and more.